You know what makes me happy? Well, a lot of things make me happy but there's one thing that can take that happy place away from me very quickly and I'm pretty sure I'm not alone on this one. It causes rifts in marriages, heartache, sleepless nights, and worry lines. So, what is this happiness thief that happens to be on my mind right now? MONEY The holidays were beautiful! Amazing decorations, foods fit for a King that are only eaten once a year, traveling to friends and family near far, and lots and lots of gifts. It was all so much fun and will leave you with memories that will last a lifetime but now on January 2 you find the only thing in your wallet is cobwebs. That is the happiness thief I am talking about. I live within my means and only use cash. I learned a long time ago the pitfalls of having credit card debt and once I got out of that I vowed never to go down that rabbit hole again. I also save as much as I can because I also went through the dark tunn...